A VA home loan is a great loan for any veteran, it is an earned benefit that we recommend all veterans to use. However, if you are looking to purchase a vacation home, the VA home loan will not be eligible to use because you can only use your earned benefit for a primary residence. There are circumstances where you can use your VA home loan benefit if you are looking to make the vacation home your primary residence in at least 1 year.

Your VA home loan is a lifetime benefit, you can use your VA loan for another primary residence as long as that current VA loan is paid off in full when you move into your new primary residence.