There are several benefits regarding the VA home loan, one being, there is no minimum credit score. However, most lenders do have a a policy regarding the lowest credit score they will accept. For example, most of our investors require a 600 credit score, but some will go down to 580. Even though a low credit score is acceptable to qualify for a VA home loan, you will want to stay on top of what your credit score is and work on getting it as high as you can because it will be beneficial to the interest rate you are able to receive.