I have had a foreclosure in the past, can I still use my VA home loan?

If you are a veteran and looking to purchase a home with your VA home loan, but you have had a foreclosure in the past, do not worry, you can qualify for your earned VA home loan. Most veterans think that if they have had a foreclosure that they will lose their benefit, that is not the case. There is a waiting period that the VA requires, so you are able to qualify after 2 years of the recorded date of the foreclosure. This waiting period allows you to get your credit score back to where it needs to be.

Contact Oswego Mortgage to Get Started

  • This field is for validation purposes and should be left unchanged.