If you are a veteran and looking to purchase a home with your VA home loan, but you have had a foreclosure in the past, do not worry, you can qualify for your earned VA home loan. Most veterans think that if they have had a foreclosure that they will lose their benefit, that is not the case. There is a waiting period that the VA requires, so you are able to qualify after 2 years of the recorded date of the foreclosure. This waiting period allows you to get your credit score back to where it needs to be.