What are the minimum property requirements for a VA home loan?

The Department of Veteran Affairs has a list of minimum property requirements, MPR’s, that qualifies a house for a VA home loan. These requirements are to ensure that the veteran and their family is buying a safe, structurally sound and sanitary home. The MPR’s are assessed during the VA appraisal, which the appraiser is looking for mechanical systems, water supply, sewage disposal, structure of the roof and foundation, any chipping paint, ventilation, etc.

The reasoning for these property requirements is because the VA does not want the veteran to be strapped to a home that is not livable or is too costly to repair. It is good to understand these VA requirements while looking for a property.