Oswego Mortgage helps Eligible Veterans take advantage of their well-deserved VA Home Loan benefit.

100% Financing

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Easy to Prequalify

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This benefit allows Veterans to purchase a home with 100% financing and in most cases zero out of pocket.

GET STARTED IN 1 EASY STEP

Get Started Today

Refinance

Refinancing made easy—apply today and embrace the benefits of a smarter mortgage plan!

Refinance Online Here

Purchase

Start your home purchase application today and take the first step toward owning your new home with confidence!

Apply Online Here

Mortgage Calculator

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Why Us?

Personal Approach

We all work on every file as a team and that sets us apart from the rest

Community

We give back to our local veterans who have served and sacrificed

100% Financing

Purchase a home with no down payment and 100% cash out refinance available

Experience

We have over 20 years of experience educating our clients on the VA home loan

Explore our Loan Options to fit your needs.

Refinance Programs

We offer several Refinancing Programs including VA, VA IRRRL, FHA, USDA, & Conventional Refinancing.

Refinance Options

Purchase Programs

We offer several Purchase Programs including VA, FHA, USDA, Conventional, & Jumbo Loans.

Purchase Options

We provide a variety of Mortgage options for all types of borrowers for both purchase and refinance transactions. Often borrowers have multiple loan options and that is our job as Mortgage Professionals to educate them so they can make decisions that not only benefit them today but in the future as well.

  • Outstanding Service, Great Loans/Rates, and High Level of Integrity. Did 4 homes with Tom & team before moving out of state! Highly recommended.

    Gary R Woods Jr.

  • I’m glad I chose Oswego Mortgage to handle my refinance. They were very professional and kept me in the loop throughout the process. I highly recommend them!

    Dennis Shaffer

  • I am very impressed by the Team at Oswego Mortgage. Together they took a complex process and made it simple, enjoyable even. Thanks for everything! I am grateful.

    Ventura Woods

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Resources

Refinance Process

Purchase Process

Things to Avoid

Understanding APR

Mortgage Glossary